18 Ways You Can Save Money On Car Expenses in 2018

Your car is one of the largest purchases you will make, second only to your home. Like your home, the expense of a car does not end when you leave the dealership. According to the Bureau of Labor Statistics, your vehicle is the second-largest household expense, costing the average person $8,700 per year. Despite the fact that vehicle ownership can be expensive, there are things you can do to minimize your costs over the years.

1. Avoid Aggressive Driving

Aggressive driving practices like speeding, accelerating rapidly or hitting the brake hard can reduce your fuel economy. In fact, one study conducted by Oak Ridge National Laboratory found that aggressive driving can reduce your gas mileage as much as 33 percent.

2. Watch Your Speed

Once your speed exceeds 50 miles per hour, your gas mileage begins to decrease. For every five miles you drive over 50, you are paying an additional 20 cents per gallon in gas.

3. Turn Off the Engine

If you are waiting in your car, turn off the engine rather than letting it idle which can use up to a half gallon of fuel per hour. In contrast, only ten seconds of fuel is used when you restart your car. You also no longer need to warm up your car in the winter. Instead, drive slowly for about 30 seconds after you start it as the engine warms up more quickly when the car is being driven.

4. Limit Air Conditioning

Running your air conditioner can reduce your fuel economy by more than 25 percent. If possible, drive with the windows down. If it is too hot to do that, at least ride with them down for a short time before you turn on the air to let the hot air out of the car.

5. Motor Oil

One of the biggest mistakes people make is to use a grade of oil other than what the manufacturer recommends. This causes increased friction in the engine and can lead to lower gas mileage. If possible, choose an oil labeled energy conserving which means it includes additives that reduce friction.

6. Inflate Your Tires

Check the inflation on your tires often to be sure they are at the manufacturers recommended level. Proper pressure in your tires can increase your gas mileage more than three percent. Even if you have a tire pressure monitoring system, manually check your tires as electronic systems may not alert you until the tire is underinflated by five pounds.

7. There’s an App for That

There are several apps available that can help you reduce expenses for your car. GasBuddy helps you find the lowest gas prices in your area, for example. Just be sure to look for stations near your route as it is not costs effective to drive out of your way to save a few cents on gas.

8. Use Cash Back Cards

Many credit and debit cards now offer cash back options that can save you money. You may also be able to save using gas station loyalty cards that might offer reduced gas prices if you use their card for payment.

9. Shop Around for Auto Insurance

According to J.D. Power, only 39 percent of Americans searched for new auto insurance rates over the past year. When it is time to renew, look for quotes from at least four companies to be sure you are getting the best price.

10. Reduce Coverage on Older Vehicles

If your car is more than ten years old, you may be paying more in collision premium than the vehicle is worth. You can save up to 40 percent on your car insurance by eliminating collision coverage.

11. Insurance Bundles

Placing your house, car and other insurance with one company can save you on insurance as well. Some estimates are that bundling your policies can save you about 10 percent each year.

12. Limit Insurance Claims

If you are involved in a small accident where you are deemed at fault, you may be able to avoid filing a claim with your insurance company as long as the accident did not involve others and you were not injured. Filing a claim with your insurance could increase your rates by 40 percent.

13. Know Your Car’s Maintenance Requirements

Read your owner’s manual so that you understand what maintenance is required and when. Some mechanics will try to perform maintenance that is unnecessary. For example, they may suggest you have the transmission fluid drained and replaced although most modern cars do not need that service unless they have been driven over 100,000 miles.

14. Don’t Tailgate

Although this may seem like more of a safety tip, it can also save you money. Hard braking can reduce the life of your brakes. By easing to a stop rather than slamming on the brakes, you extend the life of your brakes as much as 30,000 miles.

15. Rotate Your Tires

Because front tires wear faster than rear tires, you can extend the life of all your tires by rotating them regularly. You can rotate them yourself or have them done when you take your car in for its regular oil changes.

16. Replace Air Filter

Your engine’s air filter keeps dirt out and improves your gas mileage. Therefore, it is recommended that you change the filter every 30,000 miles although your owner’s manual may have a different timetable. You can change the air filter yourself in less than five minutes.

17. Do Minor Repairs Yourself

You can do minor repairs to your car on your own. Replacing wiper blades is relatively easy and you can replace lights or fuses on your own. If you are unsure, search for how-to videos online or check your driver’s manual.

18. Oil Change Frequency

Most newer cars that use synthetic oil do not need the oil changed more than every 10,000 miles, although some mechanics will say it still needs to be done every 3,000 to 5,000 miles. Check your owner’s manual and stick to the schedule recommended by the manufacturer.

These tips can help you extend the life of your car and save you money over the years. For more information on how to maintain your car, schedule an appointment today by filling out the simple form online.

11 Things You Need To Know About Collision Repair

11 Things You Need To Know About Collision Repair

After an accident, you may not know what to do to get your car back on the road. There are insurance claims to file, police reports to obtain and you may be dealing with injuries that mean doctors or tests. Throughout all of this, you need to get the damage on your car repaired so you can manage all the other details of the accident. This may be the first time you have dealt with collision repair, so there are some things you need to know to make the process go smoothly.

Use a Skilled Appraiser

The insurance company will probably send their own appraiser to determine how much the damages will cost. A good appraiser should identify all damage done to your vehicle, even damage that may not be visible. If something is found during the repair, you want to be sure the appraiser is willing to convince the insurance company to pay for the additional repairs. Talk to them about their knowledge and experience when they come to appraise the damage. Be sure to ask about hidden damage and what the process is for those repairs.

You Can Choose the Repair Shop

Insurance companies often have relationships with certain collision centers and this is where they typically send one of their policyholders after a collision. You are not required to use a facility that is recommended by the insurance company and have the right to choose where your repairs are done. This is often in your best interest to insure the repairs are high-quality.

Extensive Repairs

You may think the damage to your car is minor but when your car hits something, the impact affects the entire vehicle. Even a minor collision can damage the frame, wheels, interior or drivetrain. Choose a shop that will inspect the entire vehicle and repair damages that may not be visible.

Repairing Body Damage

Commercials for products on television that claim a body panel can be popped back into place using a special tool or household item are not factual. Although there are paintless dent repair techniques, they must be performed by trained technicians who use special tools to gently bend the metal back into shape.

Repairs Without Body Filler

Not so long ago, you could determine if a car had been in an accident by running a magnet over the surface. Sections with body filler meant the car was probably in a collision. That isn’t the case with today’s cars as they sometimes come from the factory with body filler in order to hide any imperfections in the metal. New paintless dent techniques allow body shops to make repairs without the need for body filler or sanding as well.

Warranty Work

Sometimes, insurance companies will tell you that if you go to a repair shop that is not recommended by them, the work will not be covered under warranty. However, warranties are provided by the collision center, not the insurance company. Choose a location that offers a written warranty and guarantees that you will be satisfied with the work.

Original Manufacturer vs. Aftermarket Parts

Original manufacturer parts (OEM) are often higher quality than aftermarket parts. They are parts that were originally made for your vehicle and are patented by the manufacturer. Aftermarket parts may be compatible, but they are not the same as OEM parts.

Do Your Research

You want to be sure your repairs are done in a shop with a good reputation. A good shop will put your needs first and use the highest quality materials. They also offer warranties and satisfaction guarantees. Research any shop you are considering by reading online reviews and talking to friends or relatives.

Is the Car Totaled?

A car is “totaled” by the insurance company when the cost of repairing it is more than the value of the car. An older car will meet the threshold for totaling quicker than a newer car. If your car is only a few years old, it will need to be significantly damaged in order for the insurance company to total it.

Repairs Can Make Cars as Good as New

In the past, a car that had been in a collision was never the same after a repair. With today’s new techniques, vehicles can be returned to their original condition after a collision as long as repairs are done correctly. Today’s repairs give your car the same sound structure, functionality and appearance as it had before the collision.

If your vehicle has been in a collision, schedule an appointment with us today by completing the simple online form. We will get your car back to its original condition and offer a satisfaction guarantee on all work we do.

What Does The Check Engine Light Mean?

The “Check Engine” light on your dashboard is probably one of the most misunderstood warning lights in your car. Although the warning light may look ominous, it may be as simple as a loose gas cap or it could be as serious as a misfiring engine. If you are driving down the road and the light pops on, it does not mean you need to pull over and call a tow truck immediately, but it does mean you need to get the car checked as soon as possible. You do not want to ignore a check engine light, or you could face major repairs down the road.

What Is the Check Engine Light?

Since the 1980s, cars have more vehicle performance monitors that are part of thet onboard diagnostics system (OBD). The OBD regulates things like engine speed, ignition timing and fuel mixture. It may even tell your engine when to shift if your car is an automatic. When a problem occurs that cannot be corrected by the electronic controls system, a warning light is illuminated letting you know that you need to “check your engine.” The light may be the outline of a car engine, which is the International Check Engine Symbol, with the word “check.” When the light is illuminated, the engine stores a code that identifies the problem. Auto shops use a diagnostic computer to read the code and learn what the problem may be.

Emissions Systems

The OBD in cars manufactured after 1996 are also built-in emissions test systems. It constantly monitors and adjusts things like your exhaust system, your fuel system and other features that are related to your cars emissions. That’s why a check engine light could simply mean that your gas cap is loose as the computer thinks that your car is allowing gasoline vapors to escape into the atmosphere. Some states now check for stored trouble codes rather than using the tailpipe emissions testing system.

What to Do When the Check Engine Light Comes On

If your check engine light comes on, it may blink, or it may be a constant warning light on the dash. In some cars, a blinking light, or a check engine light that glows red instead of yellow, means the problem is serious and you should have it checked immediately. There are some models where a blinking light means a serious engine misfire. Check your owner’s manual and, if this is the case, reduce power and take the car to a mechanic as soon as possible. Look for other lights on the dash that may indicate a problem such as oil pressure or temperature. These lights indicate that you should pull over and turn the car off as soon as possible. Remove your gas cap and replace it tightly to see if the light goes out. Auto parts stores sell scan tools for around $40 so you can diagnose the problem yourself.

It is possible that your check engine light means a minor problem with your car. In some cars, the check engine light comes on when maintenance is necessary, like an oil change. If your check engine light is on, schedule an appointment today by filling out the easy form online so we can address your problem and get you back on the road.

Driving in Snow: How to Stay Safe

Although it would be great if we could all stay inside when winter weather strikes, that is not always possible. Traveling in winter weather can be stressful and frightening, but we don’t always have the option to avoid it. We must get to work, appointments and other obligations, sometimes when the weather is unfriendly. These tips help keep you safe when driving in winter weather.

Vehicle Maintenance

Make sure your vehicle is properly maintained. Your tires should be properly inflated based on the manufacturer’s recommendations and never mix radial tires with other types of tires. Keep your gas tank at least half full so that your gas lines do not freeze. Check all fluids to be sure you have windshield washer fluid and the proper amount of coolant in your vehicle. Test your battery level and clean connections as cold weather puts a strain on your battery. Never warm your car in an enclosed space like in your garage with the doors closed.

Long-Distance Trips

If you have to travel a long distance during winter weather, be sure to check weather reports, especially if you must drive in isolated areas. If the weather is going to be severe and you must drive through an isolated area, delay your trip. Be sure to let people know your route, destination and an estimated time of arrival. Be sure your cell phone is charged and that you have emergency numbers stored in the phone. Put a blanket, gloves, hat, food, water and medication in the vehicle where it is easily accessible.

Stranded Vehicle

If your vehicle becomes stuck, stay in the car as it provides shelter and makes it easier for rescuers to locate you. If you believe you can dig yourself out, make sure not to over exert yourself. Tie a bright cloth to the antenna or stick it out of a window to signal distress. Overnight, leave the dome light on inside the car so you are able to be seen easier. The dome light does not use much power, so it will not deplete the battery as quickly as headlights or parking lights. Make sure snow and ice are not covering the exhaust and run the engine just long enough to remove the chill in the vehicle. Use anything in the car to insulate your body, including floor mats, newspapers or paper maps.

Driving in the Snow

Apply the gas slowly to accelerate to avoid skids and take time to slow down for stop signals. It will take you longer to slow down on ice and snow than on dry pavement. Drive slower than normal, even below the speed limit, as accelerating, stopping or turning is impaired on icy roads. On normal drive pavement, you should be three to five seconds behind the car in front of you. On icy roads, you should increase that distance to eight to ten seconds. If you must climb hills, try to get movement going before you reach the hill and let the movement carry you to the top. As you reach the crest, reduce your speed and proceed down the hill as slowly as you can. Whatever you do, try not to stop while going up the hill. If you don’t think you can climb to the top without stopping, find another direction to your destination.

If you don’t have to go out in winter weather, the best option is to stay home. Even if you have experience driving in winter weather, other drivers may not. If you do need to go out, these tips can help keep you safe. If you have suffered damage due to icy roads, schedule an appointment today by filling out the contact form online.