The Ultimate Guide to Car Insurance Claims for Auto Body Repairs: What NJ Drivers Need to Know

Dealing with car insurance claims after an accident can feel overwhelming, especially if you’ve never navigated the process before. For drivers in New Jersey, knowing how to file a claim for auto body repairs is crucial to minimize stress and ensure your car is repaired properly. From documenting damage to understanding your insurance coverage and selecting the right repair shop, every step is essential to getting back on the road with confidence.

 

Key Takeaways

 

  • In New Jersey, understanding your auto insurance policy, including liability, PIP, and collision coverage, is essential for managing repair claims after an accident.
  • Thoroughly document the damage with photos and written details, and report the incident promptly to your insurance provider to avoid delays.
  • While insurers may recommend repair shops, you have the legal right to choose a trusted facility like Elmer’s Auto Body for high-quality repairs.
  • Avoid pitfalls by keeping detailed records, steering clear of low-quality repairs, and ensuring your insurer covers all necessary costs.
  • Trust experienced repair shops to handle insurance negotiations and restore your vehicle safely and effectively, minimizing stress throughout the claims process.

 

Understand the Basics of Auto Insurance Coverage

In New Jersey, drivers are required to have auto insurance that includes at least:

 

  • Liability Coverage: Covers damages and injuries you cause to others in an accident.
  • Personal Injury Protection (PIP): Covers medical expenses for you and your passengers, regardless of fault.
  • Uninsured/Underinsured Motorist Coverage: Protects you if the at-fault driver lacks sufficient insurance.

 

When it comes to repairs, your collision coverage or comprehensive coverage (if applicable) is what will handle the costs for damage to your vehicle.

 

Documenting the Damage

After an accident, the first step is ensuring the safety of everyone involved. Once it’s safe to do so, carefully document the damage to your vehicle. Take clear photos from multiple angles, capturing close-up shots of specific damage like dents, scratches, or broken parts, as well as wider shots to provide context. These photos serve as vital evidence for your insurance claim. Additionally, make a written record of the accident details, including the time, location, weather conditions, and any other factors that contributed to the incident. If the accident involves another driver, exchange insurance information and gather contact details for any witnesses. Having thorough documentation from the start can prevent disputes or delays with your claim.

 

Contacting Your Insurance Company

Notify your insurance provider promptly after the accident. Most policies require immediate reporting to maintain eligibility for coverage. When you call, be prepared to provide your policy number and a detailed description of the incident. Submit your photos, the accident report (if available), and any additional documentation. An insurance adjuster will likely be assigned to your case to assess the damage and determine the next steps. Being transparent and organized during this stage helps to expedite the process.

 

Choose an Auto Body Repair Shop That Works With You

One of the most important decisions you’ll make is selecting the right repair shop. While your insurance company may recommend a list of preferred shops, New Jersey law allows you to choose any shop you trust. Selecting a reputable repair facility, like Elmer’s Auto Body, ensures that your car will be restored to its pre-accident condition using high-quality materials and advanced repair techniques. At Elmer’s Auto Body, we do collision repair and work directly with insurance providers to streamline the claims process for you. Our experienced technicians prioritize safety, aesthetics, and performance, so you can drive away with confidence.

 

Of course, you do not have to choose us. Regardless of what insurance providers say, you don’t have to take your vehicle to the collision repair shop that they tell you to use. Do some research; make your own choice. Once you’ve chosen a repair shop, the next step involves collaborating with your insurer’s adjuster to finalize the repair plan and costs.

 

Now, let’s say you hypothetically choose us. We begin by providing a detailed estimate of the necessary repairs. Our team uses advanced diagnostic tools and repair technology to ensure accuracy and transparency. We also advocate on your behalf, ensuring your insurance company covers the full extent of the repairs needed to restore your car. Throughout the process, we keep you informed with regular updates so you’re never left wondering about the status of your vehicle.

 

Avoiding Common Pitfalls

Even minor mistakes can cause delays or complications in the claims process. To avoid these issues, keep all related documents organized, including photos, repair estimates, insurance communications, and receipts. Be wary of repair shops that pressure you into accepting low-quality work or insurers that push for substandard repairs to save costs. Trustworthy repair facilities like Elmer’s Auto Body focus on quality and customer satisfaction, ensuring you receive fair treatment and a reliable repair.

 

Contact a South Jersey Auto Repair Center Today

Car insurance claims can be daunting, but they don’t have to be that way. By documenting damage thoroughly, understanding your insurance policy, and choosing a trusted auto body shop, you can avoid unnecessary stress and ensure your vehicle is restored to top condition. At Elmer’s Auto Body, we’re committed to making the process as seamless as possible for New Jersey drivers. From handling insurance negotiations to delivering high-quality repairs, we’re here to help. Contact us today to schedule an appointment or learn more about how we can assist with your insurance claim.

The Hidden Costs of Auto Body Repairs in 2024: What New Jersey Drivers Need to Know

Auto body repairs after a collision are inevitable. When you live in New Jersey, there are congested roads, various weather conditions, and unpredictable drivers. While the upfront costs of repairs—like replacing a bumper or repainting a door—are often expected, there are several hidden expenses that can catch drivers off guard. Understanding these hidden costs is essential to budget appropriately and avoid unpleasant surprises.

 

Key Takeaways

 

  • Repairs range from $50 for minor dents to over $7,500 for extensive paint or suspension issues.
  • Insurance deductibles, hidden structural damage, and rental cars often add to costs.
  • Supply chain issues can prolong repairs, especially for newer or luxury vehicles.
  • Accident repairs often reduce a vehicle’s resale value, regardless of quality.
  • Prompt repairs and choosing certified shops like Elmer’s minimize hidden costs.

 

Average Repair Costs for Common Auto Body Damage

Let’s first review some of the average auto body repair costs in 2024. Although the cost of repair depends largely on the severity of damage, vehicle make and model, and the materials used, there is also a general range. Here are some of the current estimates for typical repairs:

 

  • Minor Dents and Scratches: Simple repairs for minor dents and scratches start around $50 but can climb to $1,000 if advanced paintwork or panel replacement is required.
  • Bumper Damage: Repairing a minor bumper dent can cost $300 to $1,000, while replacing a severely damaged bumper could exceed $1,500.
  • Windshield or Window Damage: Minor crack repairs can cost $250, whereas full glass replacement may range from $500 to $1,000.
  • Suspension Issues: Repairs to components like ball joints or shock absorbers typically range between $100 and $600, but a complete suspension overhaul can exceed $5,000.
  • Paint Damage: Minor touch-ups cost $500 or more, while a full repaint for severe damage can range from $3,000 to $7,500.

 

Overlooking Insurance Deductibles and Policy Gaps

For many drivers, auto insurance is a financial safety net for repair costs. However, deductibles and policy exclusions can leave you footing more of the bill than anticipated. In 2024, as insurance premiums rose nationwide, many drivers opted for higher deductibles to save on monthly costs. This may help you in the short-term, but when an accident occurs, paying that deductible upfront can strain your budget. Additionally, certain policies may not cover full OEM (original equipment manufacturer) parts replacement, leaving you to cover the difference for higher-quality repairs.

 

Unseen Structural Damage

Sometimes you won’t know the total cost of an auto repair until the professional has gotten a chance to do a complete inspection. For example, a seemingly harmless fender bender could misalign your frame, affecting the car’s safety and performance. This means that what insurance provides may not cover everything that needs to be done, and you may need to contact your insurance provider to see if they will pay for more. Otherwise, these additional repairs will come at a significant cost to you.

 

Rental Car Expenses

While your vehicle is undergoing repairs, you may need a rental car to maintain your daily routine. Many insurance policies offer limited or no coverage for rental expenses, leaving drivers to pay out of pocket.

 

Increased Repair Times Due to Supply Chain Issues

Supply chain disruptions continue to impact the availability of auto parts, leading to longer repair times. This issue is especially prevalent for newer car models or luxury vehicles that require specialized parts. Also, depending on the season during your repairs, you may find that the weather will slow down the supply chain and lead to prolonged downtime.

 

Depreciation After Repairs

Another hidden cost comes after the repair is complete: depreciation. Even with expert repairs, a vehicle involved in an accident typically loses value. Potential buyers may hesitate to purchase a car with a repair history, regardless of its current condition. In 2024, the use of advanced vehicle history reporting tools has made it easier for buyers to access this information, further impacting resale value.

 

How to Minimize the Hidden Costs of Auto Body Repairs

Now, you may be wondering how to avoid hidden costs. Here are some tips:

 

  • Understand Your Insurance Policy: Review your policy details and ask your provider about coverage for OEM parts, rental cars, and other potential expenses. Consider adjusting your coverage to avoid unexpected out-of-pocket costs.
  • Choose a Certified Auto Body Shop: Working with a certified repair shop like Elmer’s Auto Body ensures accurate diagnostics, high-quality parts, and expert craftsmanship. Certified shops can also help you navigate insurance claims efficiently.
  • Schedule Prompt Repairs: Ignoring small dents or scratches can lead to rust, corrosion, or worsening damage that increases repair costs down the line. Addressing issues early can save you money in the long run.
  • Maintain Documentation: Keep detailed records of repairs and inspections. This not only helps with insurance claims but also demonstrates the quality of repairs to future buyers, mitigating depreciation concerns.
  • Plan for Rental Costs: If your insurance doesn’t cover a rental car, shop around for deals or consider using rideshare services temporarily to reduce costs.

 

Contact a South Jersey Auto Body Repair Shop Today

No one likes hidden costs that chip away at your bank account. Knowledge about where the hidden costs come from and how much they are can help you better prepare for auto body repairs. One of the best ways to have more transparent pricing is to go to a reputable auto body repair shop in South Jersey.

 

Elmer’s Auto Body has been a trusted name in New Jersey for decades. Our experienced technicians are trained to detect hidden damage and perform high-quality repairs that prioritize your safety and vehicle performance. We work directly with insurance companies to ensure your claims are handled efficiently and transparently. With multiple locations throughout South Jersey, we’re here to minimize your stress and get you back on the road quickly.

 

Auto body repairs can be more costly than they seem at first glance, but with the right preparation and a trusted repair shop, you can avoid many of the hidden expenses. Contact one of the three Elmer’s Auto Body locations today to schedule an inspection or learn more about our services.

The Impact of Cold Weather on Vehicle Sensors and Advanced Driver Assistance Systems

Automobiles have always been marvels of engineering and technology. Modern vehicles are even more advanced, as they house within them more than moving parts but sensors that make driving safer. These sensors are known as Advanced Driver Assistance Systems (ADAS) and include things like collision warnings, lane-keeping assist, and adaptive cruise control. However, these technologies are not impervious to problems, especially when cold weather comes around. Freezing temperatures, ice, and snow impact ADAS sensors and their performance. Understanding how winter conditions affect these systems can help drivers take precautions to maintain safety on icy roads.

 

Key Takeaways

 

  • Snow, ice, and road salt often cover ADAS sensors, blocking essential functions like collision avoidance, lane-keeping assist, and adaptive cruise control.
  • Low temperatures may lead to delays or malfunctions in ADAS components, causing systems like adaptive cruise control to respond slower than usual.
  • Bumpy, icy roads and potholes can cause misalignment, affecting features like lane-keeping and collision warning systems.
  • Regularly clearing sensors and cameras and scheduling periodic inspections help keep ADAS systems functional through winter.

 

How Does Cold Weather Affect ADAS Sensors?

In order to understand how cold weather impacts ADAS systems, you must first understand how they operate. ADAS technology is powered by sensors, cameras, and radar systems strategically placed around the vehicle. These components work together to monitor road conditions, detect potential hazards, and provide driver alerts. As you may suspect, things like sensors and cameras can be affected by the environment.

 

Here are some ways winter reduces the accuracy and functionality of ADAS sensors:

 

Obstructed Sensors

Snow, ice, and road salt can cover and obscure sensors, radar, and camera lenses. When these components are blocked, the vehicle may misinterpret information or fail to recognize obstacles, causing features like emergency braking or lane departure warnings to be less effective. This is particularly risky on snowy or icy roads where extra safety precautions are essential.

 

Cold-Weather Sensor Malfunctions

Extreme cold can affect the electronics within ADAS sensors. Freezing temperatures may cause sensors to delay or temporarily malfunction, which could mean delayed responses from features like adaptive cruise control. Radar systems, for example, might struggle with accuracy in extreme cold, particularly if condensation forms and then freezes on sensor surfaces.

 

Sensor Calibration Challenges

As winter road conditions vary, potholes and uneven surfaces from snow removal can misalign your vehicle’s sensors and cameras. Bumps or sudden jolts caused by icy patches may impact the calibration of ADAS systems, especially if there’s damage to the bumper or frame. Misalignment may cause issues with distance detection, lane-keeping, and other safety features that rely on precise calibration.

 

Common ADAS Features Affected by Cold Weather

Certain sensors and cameras are vulnerable to wintry conditions, due to their location or purpose, including:

 

  • Collision Avoidance: Systems that warn of potential front or rear collisions rely on sensors that are often located in the vehicle’s bumper or grille, both of which are prime locations for snow accumulation. In winter, this feature may become less responsive or even disengage entirely if sensors are obscured or misaligned.
  • Lane-Keeping Assist: Lane-keeping systems use cameras to detect lane markings. Snow-covered or obscured lines reduce the ability of these cameras to read the road accurately, which could lead to a lack of response when a driver unintentionally drifts from their lane.
  • Parking Assistance and Blind-Spot Monitoring: Snow and ice can cover rear and side sensors, impairing blind-spot alerts and parking assistance. For instance, if your vehicle’s side mirrors or rear sensors are obstructed, the system may not detect vehicles or obstacles nearby, increasing the risk of collisions.
  • Adaptive Cruise Control: This system adjusts your speed based on traffic conditions but may become inaccurate if radar sensors are blocked or iced over, leading to unreliable acceleration or braking.

 

How to Keep ADAS Systems Functional in Cold Weather

Winter weather can only be avoided if you don’t drive in it at all. For South Jersey residents, that’s a little difficult. So, knowing how to keep the ADAS systems functional on your vehicle is worthwhile knowledge. Fortunately, there are preventative and effective measures you can take to ensure you’re driving safely.

 

First, you want to clear sensors and cameras. Regularly check for and clear any ice, snow, or salt buildup on sensors and camera lenses, particularly after a storm or icy conditions. Pay special attention to the front and rear bumpers, side mirrors, and windshield where many sensors are placed.

 

You will notice a dashboard light or message if there is an issue with any sensor or camera.Take these alerts seriously, as they indicate the need for recalibration, cleaning, or repair to restore functionality.

 

It is also wise to schedule periodic checks. If you take your car in for an oil change, for example, ask the mechanic to scan the sensors for any issues. Bumpy winter roads and hidden hazards like ice chunks can jar components and misalign sensors, so a quick inspection can help catch issues early. In the event you get into an accident, make sure the collision repair center in South Jersey also recalibrates the ADAS system.

 

Looking for a Collision Repair Center in South Jersey?

Winter weather can challenge the best of drivers and technology. If you’re experiencing issues with your vehicle’s sensors or ADAS systems, it is best to contact a professional who can help. If you’ve been in a winter-related collision and notice your ADAS system is not working as it should, Elmer’s Auto Body can help. Our team of trained professionals is dedicated to restoring your vehicle’s safety and functionality, so you can drive confidently through South Jersey winters.

 

Contact Elmer’s Auto Body today to schedule an appointment. With three locations in South Jersey, Elmer’s Auto Body is here to keep you and your vehicle safe, no matter the season.

How Freezing Temperatures Impact Road Safety in New Jersey

Freezing temperatures during the winter months are a major concern for drivers in New Jersey. Ice, snow, and freezing rain are just a few of the hazards that create challenges on the road. But beyond these obvious dangers, freezing temperatures also affect your vehicle’s performance, handling, and reliability in less noticeable ways. Understanding how the cold impacts both your vehicle and the road can help you drive more safely this winter. Here’s a closer look at the ways freezing temperatures influence road safety and what you can do to stay safe.

 

Key Takeaways

 

  • Slow down and avoid sudden braking to reduce skidding risks on black ice, especially on shaded areas and bridges.
  • Cold weather lowers tire pressure, reducing traction. Check pressure often and consider winter tires for better grip.
  • Freezing temperatures reduce brake effectiveness, so brake gently and keep a safe following distance.
  • Cold drains batteries and thickens fluids. Use winter-grade fluids and consider replacing older batteries.
  • Carry blankets, traction aids, and drive slower to handle winter hazards safely.

 

Black Ice and Slippery Roads

One of the biggest dangers of freezing temperatures is black ice, a nearly invisible layer of ice that forms when moisture freezes quickly on the surface of the road. Black ice is particularly dangerous because it’s difficult to see, especially at night or in low-light conditions. It often forms on bridges, overpasses, and in shaded areas where the pavement cools faster. When you encounter black ice, it’s easy to lose control, as even a slight turn of the wheel or tap of the brakes can send your vehicle into a skid.

 

The best way to avoid black ice is to slow down. You should also avoid sudden braking and steering. Leave extra space between you and other vehicles to allow for greater reaction time.

 

Impact on Tires and Traction

Cold weather can significantly reduce tire pressure, which impacts your vehicle’s traction and handling. When temperatures drop, the air inside your tires contracts, leading to under-inflated tires. Low tire pressure means less contact with the road, which reduces grip and increases the risk of skidding on icy or wet surfaces. Additionally, freezing temperatures make the road surface harder, which can further reduce the friction between your tires and the road.

 

Make sure you are checking your tire pressure during the winter months. Keep the pressure within the recommended range. If you notice that your tread isn’t the best, consider getting new tires to help with traction.

 

Reduced Effectiveness of Brakes

Test your brakes gently when you start driving to check for any delay in response, and avoid hard or sudden braking on icy roads. Keeping a safe following distance from the vehicle in front of you will give you more time to stop if needed.

 

In freezing temperatures, your vehicle’s brakes can take longer to respond due to cold fluids and materials. Brake pads can harden in the cold, making them less effective at gripping the brake rotors, which slows down your ability to stop quickly. Furthermore, freezing rain can leave a thin layer of ice on your brake components, potentially reducing their responsiveness.

 

Car Battery Drain

Cold weather can quickly drain a car battery, as it has to work harder to provide the same amount of power. This is particularly risky in winter when a dead battery could leave you stranded in freezing temperatures. Batteries over three years old are especially vulnerable to cold-weather failure. When your car battery struggles, it can also affect the performance of other essential systems, like heating and headlights, which are crucial for winter safety.

 

As mentioned, if your battery is over three years old, you may want to consider getting a new one. Keep jumper cables in your car just in case, and be cautious about leaving your vehicle parked in extremely cold conditions for extended periods.

 

Engine and Fluid Freezing

Use winter-grade fluids for your engine and windshield wipers, and check fluid levels regularly. Wiper fluid rated for below-freezing temperatures will prevent freezing, while winter motor oil can help your engine perform better in the cold.

 

Freezing temperatures can also impact essential engine fluids, including motor oil, coolant, and windshield wiper fluid. Cold weather can cause these fluids to thicken or even freeze, affecting your engine’s ability to function properly. For example, if the coolant freezes, it can lead to engine overheating even in the winter. Frozen windshield wiper fluid can leave your windshield dirty and reduce visibility, while thicker oil strains your engine and makes it harder to start.

 

Longer Stopping Distances

Ice, snow, and even wet roads in freezing temperatures increase stopping distances, as your tires struggle to gain traction. This is particularly dangerous in situations where a sudden stop is necessary, such as when another vehicle loses control or a hazard appears on the road. Because of the slick roads and potential inclement weather, you should always drive at a safe, reduced speed. Allow extra space between you and others. If you need to stop, apply the brakes gently to prevent skidding, and be prepared to pump the brakes if your vehicle doesn’t have anti-lock brakes.

 

The Importance of Winter Preparedness

Freezing temperatures bring unpredictable conditions that can impact your vehicle’s handling, performance, and safety. While you may not be able to avoid every winter hazard, being prepared can make a big difference. Keep essential items like blankets, a flashlight, and traction aids (such as sand or cat litter) in your car in case of an emergency. These items can help you stay warm if you get stranded and give you the means to regain traction if you’re stuck on ice.

 

Looking for a Collision Repair Center in South Jersey?

When the temperature outside gets colder, you need to proceed with caution and preparedness. From black ice to reduced traction and cold-related vehicle issues, it’s essential to adjust your driving habits and keep your vehicle well-maintained. At Elmer’s Auto Body, we’re here to help if the unexpected happens. If you experience a winter-related accident, our team is ready to provide quality collision repair to get you back on the road safely. Contact one of our South Jersey locations to schedule an appointment today, and stay safe out there this winter!

Why Winter Potholes in Collingswood, NJ Are So Dangerous and How They Can Damage Your Car

Driving on the crowded roadways of Collingswood, NJ can be challenging, particularly in the winter. One of the biggest threats comes not from snow or ice but from potholes that form as temperatures fluctuate. Winter potholes are notorious for damaging vehicles, leading to costly repairs if not promptly addressed. This article explores why potholes are especially hazardous during winter and the types of damage they can cause to your car. Understanding the risks and knowing what to do after encountering a pothole can help you protect your vehicle this season.

 

Key Takeaways

 

  • Winter potholes form due to freezing and thawing cycles, which weaken road surfaces as moisture expands and cracks the pavement.
  • Snow and ice conceal potholes, and slippery roads make it harder to avoid them. Additionally, road wear from salt and snow plows worsens the damage, leading to more severe potholes.
  • Potholes can cause tire and wheel damage, misalignment, suspension and exhaust issues, and underbody and frame dents that may rust if exposed to winter road salt.
  • Inspect your car for visible damage, check alignment, listen for unusual sounds, and monitor tire pressure to catch potential leaks early.

 

Why Do Winter Potholes Form?

Potholes form due to a combination of moisture, freezing temperatures, and traffic. When water seeps into the cracks in the road, it expands as it freezes, causing the pavement to weaken. As vehicles pass over these weakened spots, the pavement starts to break apart, forming a pothole. Winter weather in New Jersey worsens this process due to frequent freezing and thawing cycles, making potholes more prevalent and hazardous.

 

Why are Winter Potholes More Dangerous?

Winter potholes pose a greater risk than those you can spot on the streets during the summer months. Here are some reasons why:

 

  • Limited Visibility: Snow and ice often conceal potholes, making them harder to see and avoid. This lack of visibility can catch drivers off guard, increasing the likelihood of an impact.
  • Road Slipperiness: Snow and ice make roads slippery, so even if a driver sees a pothole, it may be challenging to swerve or slow down safely without losing control.
  • Increased Road Wear: Roads in Collingswood experience heavy wear from salt and snow plows in winter, which exacerbates existing cracks and weak spots, leading to deeper and wider potholes.

 

Types of Car Damage Caused by Winter Potholes

Some potholes are shallow and won’t cause a lot of damage upon impact, but there are others that are truly deep and dangerous. Colliding with a deep pothole can cause several types of damage, including:

 

Tire and Wheel Damage

Potholes can cause immediate damage to your tires and wheels. Hitting one may cause your tire to lose air pressure or even create sidewall bulges, leading to blowouts if not addressed. Additionally, the impact can puncture or slice through the rubber, requiring a replacement. For alloy wheels, which are especially susceptible to cracking or bending upon impact, hitting a pothole could mean costly repairs or full replacement. Bent wheels, in particular, may affect handling, reducing safety and comfort.

 

Suspension System Issues

Your suspension system is designed to absorb shock, but winter potholes can push its limits. A direct hit from a pothole can damage or misalign critical suspension components like shocks, struts, and control arms. Misaligned suspension parts can impact vehicle stability, creating a bumpy, uncomfortable ride and affecting your car’s ability to absorb shocks. Additionally, if the damage is left unchecked, it can lead to increased wear on other suspension parts, compounding repair costs down the line.

 

Steering Alignment Problems

Frequent or significant pothole encounters can lead to steering misalignment. This misalignment causes your wheels to be slightly off-center, leading the vehicle to pull to one side. Beyond making your vehicle harder to handle, a misaligned steering system causes uneven tire wear, which decreases tire life, reduces fuel efficiency, and diminishes safety. Misalignment can make your car feel unstable and, in winter conditions, this can be particularly dangerous.

 

Exhaust System Damage

Deep potholes can cause your vehicle to scrape or bottom out, particularly impacting the exhaust system, which runs beneath the car. If the exhaust pipe or muffler is struck, it can be punctured or damaged, leading to leaks, increased emissions, and reduced efficiency. Damage to hangers or other components may cause rattling sounds, signaling that parts are loose. Over time, exhaust damage can lead to costly repairs and even safety hazards if exhaust fumes are allowed to enter the cabin.

 

Body and Frame Damage

The underbody of your car is especially vulnerable to pothole-related damage. Large potholes can dent, crack, or scrape parts of your car’s undercarriage, including the bumper, side skirts, and fenders. These areas are susceptible to rust if they’re exposed to salt and moisture on winter roads, which can weaken the frame and make repairs more extensive. For vehicles that frequently encounter potholes, the cumulative impact on the frame can affect the structural integrity of the car, potentially making it unsafe in the long run.

 

What to Do if You Hit a Winter Pothole

Although you can’t avoid every pothole on the road, the best thing to do is to try to go around the ones you can. If you do hit one, here are some steps you can take to minimize damage and potentially ward off costly repairs:

 

  • Check for Visible Damage: Once you’re safely parked, inspect your tires, wheels, and underbody for visible damage. Look for tire bulges, cracks, or low pressure, as these are signs of immediate damage.
  • Pay Attention to Alignment Issues: If your vehicle starts pulling to one side or your steering feels off-center, it’s likely that your alignment was affected. Getting an alignment check promptly can prevent further issues.
  • Listen for Unusual Sounds: Strange noises coming from the underbody, such as scraping or rattling, might indicate damage to the exhaust system or suspension components. These noises are often signs that a component needs immediate attention.
  • Monitor the Tire Pressure: Pothole impacts can cause slow leaks, so be sure to monitor your tire pressure over the next few days. Keep an eye on your tire pressure indicator if your car has one, or manually check the pressure.

 

Looking for a Collision Repair Center in Collingswood, NJ?

Winter potholes are a serious hazard that can cause significant damage to your vehicle if left unaddressed. If you have damages from a pothole, be sure to get them repaired before the damage grows even more severe. In the event you get into a collision—whether due to the pothole or not—Elmer’s Auto Body can help you get your vehicle back on the road. Call one of our three South Jersey locations today.

What to Do if You Get in a Holiday Accident: A Step-by-Step Guide for NJ Drivers

The holiday season is a time for joy, family gatherings, and travel, but it’s also a time when roads are slick, congested, and challenging. With more people traveling, often under winter conditions, the chances of a car accident can increase. Some collisions are unavoidable, particularly when the road conditions aren’t fair. If you’re in an accident, here’s a step-by-step guide to ensure your safety, handle the situation calmly, and manage the necessary procedures to get back on the road as smoothly as possible.

 

1. Ensure Safety First

Your main priority after an accident is the safety of everyone involved, including passengers and others on the road. Assess for injuries. If anyone is injured within your vehicle, don’t wait to call 911. If the accident is minor, and it’s safe to do so, move vehicles out of traffic. Turn on hazard lights to alert other drivers. Avoid standing near traffic and stay in your car until it’s safe to exit.

 

2. Call the Police

In New Jersey, you have to call the police to the scene if anyone has been injured or if the damage looks greater than $500. If you have a minor fender bender, there is no need to call unless you feel it is necessary. Furthermore, a police report can be valuable when filing an insurance claim. Wait for the officers to arrive, and cooperate with them to create an accurate report.

 

After notifying the police, exchange contact, license, and insurance details with the other driver(s) involved. Record each vehicle’s make, model, and license plate number.

 

3. Gather Essential Information and Evidence

Again, you want a police report if the damages are extensive, as well as the contact information of those involved. It also helps to take photos. Capture the accident scene from multiple angles, showing vehicle positions, damage, and any visible injuries. These photos will serve as vital evidence. If there are any witnesses, ask for their contact information and a brief account of what they saw. Witness statements can be very helpful if there’s a dispute over who was at fault.

 

4. Notify Your Insurance Company

After you get home from the accident, promptly notify your insurance provider. You will be asked to provide information about the accident. Give a clear, factual account of the accident without assigning blame. Include details such as the time, location, weather conditions, and the police report number, if available.

 

Your insurance representative can explain what your policy covers and help you start a claim. They’ll likely ask for a description of the damages, as well as any photos or evidence you’ve gathered.

 

5. Schedule a Vehicle Inspection

You will need to get an inspection to determine whether your vehicle can be repaired and how much the insurance provider will give you. Keep in mind that, even if the damage looks minor, internal issues can pose safety risks. A body shop like Elmer’s Auto Body can perform a full inspection to identify all areas in need of repair. If the car is undrivable, have it towed to a trusted collision repair center to prevent further damage.

 

6. Choose a Reputable South Jersey Collision Repair Center

Keep in mind that you don’t have to use the collision repair center recommended by your insurance company. Shop around and choose one that is known for quality work, such as Elmer’s Auto Body in South Jersey. With experienced technicians and state-of-the-art equipment, Elmer’s Auto Body can restore your vehicle to pre-accident condition. We work directly with insurance companies, ensuring a smooth repair process from start to finish. Choosing a repair shop like Elmer’s ensures that your repairs meet both manufacturer and insurance standards, which is essential for long-term safety and resale value.

 

7. Plan for Transportation During Repairs

Depending on the extent of the damage, repairs can take days or weeks. Arranging for alternative transportation can ease the inconvenience of being without a car. Check if your insurance includes rental car coverage, which can help with the cost of a rental while your vehicle is in the shop.

 

8. Keep Track of the Repair Process

Staying in touch with the repair center ensures you’re informed about the progress and can plan accordingly for when your car is ready. Ask for regular updates on the repair status so you’re aware of any potential delays. Before accepting your car, inspect the repairs to make sure everything is as expected. A reputable shop will address any concerns before you leave.

 

Looking for a Collision Repair Center in South Jersey?

The holiday season can be stressful enough without the added frustration of a car accident. If you find yourself in a collision this holiday season, follow these steps to ensure everyone’s safety, manage the incident effectively, and arrange for quality repairs.

 

At Elmer’s Auto Body, we’re here to help you get back on the road quickly and safely. Our experienced team in South Jersey is dedicated to delivering top-quality repairs and excellent customer service. Contact us today at one of our three South Jersey locations to learn more about our collision repair services or to schedule an appointment.