Experiencing a hit-and-run can be both alarming and disorienting. One minute you might be driving along, and the next, you’re car is damaged and chaos has erupted. The next several minutes and days are going to be important to getting yourself and your car back on the road. Being involved in such an incident certainly requires prompt and careful action, which is why we have created this article for you. In this step-by-step guide, you will learn what to do if you are a victim of a hit-and-run collision in New Jersey.
Key Takeaways
- When involved in a hit-and-run, check for injuries, move your vehicle if it’s in a dangerous location, turn on hazard lights, and call 911 to report the accident and seek medical assistance if needed.
- Take detailed photos of vehicle damage, the surrounding area, and any identifying features of the hit-and-run vehicle.
- Contact the police to file a report if one wasn’t made at the scene. Provide details about the accident and the other vehicle. The report is essential for legal purposes and insurance claims.
- Consult with a professional auto body shop to assess and repair vehicle damage.
What is a Hit-and-Run Collision?
A hit-and-run collision occurs when a driver involved in an accident flees the scene without providing their contact information or assisting the injured. This type of incident is considered a serious offense as it not only leaves victims without crucial information for their insurance claims and legal recourse but also potentially endangers the well-being of others involved. Hit-and-run accidents can vary in severity, from minor fender-benders to severe collisions, but they all share the common issue of the responsible party abandoning their obligations, making it challenging to address the aftermath effectively.
What to Do After a Hit-and-Run
Now that you know more about hit-and-runs, let’s discuss what to do when one happens.
1. Ensure Your Safety
The first thing to do is to prioritize your safety. In a hit-and-run, it is important to check your condition and that of your passengers. Seek medical attention if anyone is hurt. If your vehicle is in a dangerous position, such as on the side of a busy road, and if it is safe to do so, move it to a safer location to avoid further collisions. Activate your hazard lights to alert other drivers to the situation. Call 911 to report the accident, even if no one appears to be injured. The dispatchers can send emergency services if needed and provide guidance on the next steps.
2. Document the Scene
Gather comprehensive information about the accident scene. Begin by taking detailed photos of your vehicle, focusing on any visible damage from different angles. Include images of the surrounding area, which may provide context about the accident. If possible, try to note down any details about the hit-and-run vehicle, such as its make, model, color, and any distinguishing features like decals or damage. Also, collect contact information from any witnesses who saw the incident. Witness statements and their observations can be invaluable in both the police investigation and your insurance claim.
3. File a Police Report
If the police did not arrive at the scene of the collision, the next step is to call them to have a police report filed. Provide them with all the details you’ve gathered, including descriptions of the other vehicle and the accident scene. A formal police report is crucial for legal purposes and is a key document required for filing an insurance claim. The report assists law enforcement in their investigation to locate the at-fault driver and serves as an official record of the incident. Request a copy of the report for your records and insurance claim.
4. Notify Your Insurance Company
It is important to notify your insurance company as soon as you can about the hit-and-run accident. Provide them with the police report number, the details of the accident, and any evidence you’ve collected, such as photos or witness statements. Your insurance company will guide you through the claims process, inform you about your coverage options, and advise you on any additional steps. In South Jersey, where insurance policies and requirements can vary, understanding your policy’s provisions for hit-and-run accidents is important to ensure you receive the appropriate compensation.
5. Seek Professional Collision Repair
Consult with an auto body shop, like Elmer’s Auto Body, to assess and repair the damage to your vehicle. Professional technicians will provide a detailed estimate of repair costs and manage the necessary repairs to restore your vehicle to its pre-accident condition. If you encounter difficulties with your insurance claim or need legal advice regarding the hit-and-run, consider seeking guidance from a legal professional who specializes in auto accidents. Their expertise can help navigate any challenges and ensure you receive the compensation you deserve.
Contact an Auto Repair Shop in South Jersey Today
Dealing with the aftermath of a hit-and-run can be stressful and overwhelming, but if you follow the steps listed in this article, you will be able to get through the situation more effectively. The next thing you need to do is contact an auto body repair shop near you, one like Elmer’s Auto Body of South Jersey. At Elmer’s Auto Body, we understand how complex this situation can be. We can walk you through the repair process and restore your vehicle to its pre-accident condition. Contact one of our three South Jersey locations today. It’s time to get you back on the road safely.