You’ve just purchased a vehicle that has prior damage and you’re probably wondering, am I going to recover the cost to insure my vehicle with this existing damage? Well, the answer is no, as you’re not going to get any coverage for previous damage. There are reasons that is so and here are a few
Determining whether you need collision coverage is an important part of any decision making when establishing or re-configuring an insurance policy. There are different insurance coverage choices and collision is one of them. There are reasons for having it and not having it. Here is some general information on collision insurance coverage, just what it covers,
Switching your car insurance is not an end of the world event. In fact, it’s actually not that complicated. Everyone who owns a vehicle has at one time or another chosen to move on to another provider. With so many insurance carriers glutting the market, and prices fluctuating, there are unending choices and deals to
Depending on the accident and your insurer, you may not have to repair your car after making an insurance claim. Sometimes you can keep your claim money, but before you go spending cash on a wild shopping spree, look at the circumstances that govern whether you claim the money or give it up to a
Have you ever glanced through an entire car insurance policy? If you have, you know reading and reviewing one can sometimes be a long, boring and arduous process. You want to know the basics rather than plowing through page after page of insurance legalese, but you don’t want to be in the dark either concerning
If you’re involved in an accident, particularly one that involves another vehicle, you’re pretty much under obligation to file an insurance claim. If you don’t, you’re likely at risk for legal implications. So, exactly what constitutes filing a car insurance claim? Here are answers to better help you understand when to file a claim. Damage
After a car accident, the time-frame for filing a claim is dependent on a number of factors. For one thing, each state has its own set of rules concerning reporting accidents as well as filing different types of claims. State limits for filing claims can be anywhere from immediately to a number of years. Knowing
For a start, we should go ahead and tell you something. There is no way that we can give you an accurate assessment of how long your insurance claim will take. There are so many potential factors that could complicate things, and there is no way to cover them all. That being said, we can
A totaled car is one of the worst things that can befall a car owner. Most of us tend to get a little bit attached to our cars, and losing one is like losing a faithful old horse. Many car owners get an additional kick in the rear from their insurance company, as well. While
Auto insurance companies decide what damage to cover based on the cause of the damage instead of the type of damage that has happened. An insurance company might pay to repair or replace any damaged part of a car following a covered accident or other covered loss, including damage to the vehicle’s mechanical parts. Whenever