How to Handle Auto Body Repairs When Leasing a Vehicle in South Jersey

Leasing a vehicle provides the convenience of driving a new car without the long-term commitment of ownership. However, one of the challenges that come with leasing is managing the condition of the vehicle throughout the lease term. If your leased car gets damaged—whether in a collision or from a minor scrape—you’re responsible for the necessary auto body repairs before returning it to the dealership. Handling these repairs properly is crucial, as it can affect the vehicle’s value, your lease agreement, and potential charges.

 

Here’s how to navigate auto body repairs on a leased vehicle in South Jersey.

 

Key Takeaways

 

  • Review your lease agreement and understand terms like “normal wear and tear” and if repairs must be done at a certified shop to avoid penalties or repair costs.
  • Address damages like dents, scratches, or cracked windshields before returning the leased vehicle to avoid costly fees.
  • Certified shops ensure repairs meet manufacturer standards, use OEM parts, and maintain the vehicle’s resale value.
  • File claims for major repairs but consider paying out of pocket for minor issues to avoid premium hikes.
  • Handle repairs promptly to prevent further damage, minimize repair costs, and avoid end-of-lease issues.

 

Understanding Your Lease Agreement

Hopefully, when you signed the lease, you read over the terms and conditions. Lease contracts typically outline specific guidelines regarding vehicle condition, including acceptable levels of wear and tear. If the damage exceeds those limits, you could face penalties or be required to pay for repairs out of pocket. Some agreements may even stipulate that repairs must be performed at certified repair shops or with manufacturer-approved parts.

 

Key points to look for in your lease agreement:

 

  • What constitutes “normal wear and tear”?
  • Whether you’re required to use a specific repair shop or certified technician.
  • The types of damage that must be repaired before returning the vehicle.
  • Fees or penalties for not completing repairs.

 

Understanding these guidelines ensures that you comply with your lease agreement, avoid unnecessary costs, and protect yourself from unexpected charges when returning the vehicle. If anything does not make sense, it may be wise to speak to someone at an auto body shop or a legal advocate.

 

Why Proper Auto Body Repairs Matter for Leased Vehicles

Leased vehicles must be returned in good condition. While minor dings or scratches might be acceptable under normal wear and tear, more significant damage—such as a dented bumper or deep scratches—can result in expensive fees. To avoid paying more than necessary, handling these repairs properly is vital.

 

Some common auto body repairs that should be addressed before returning a leased vehicle include:

 

  • Dented panels or bumpers
  • Scratched paint or scuffed surfaces
  • Damaged mirrors, headlights, or taillights
  • Windshield chips or cracks
  • Wheel or tire damage

 

Ignoring such issues could make the damage more severe over time, resulting in greater penalties.

 

Using a Certified Auto Body Repair Shop in South Jersey

If your leased vehicle has been damaged in an accident, it is crucial to choose a certified collision repair shop, particularly one that has been approved by the manufacturer of said car. Using a certified repair shop ensures the following:

 

  • Repairs meet manufacturer specifications: This is vital for maintaining your vehicle’s warranty and ensuring that the repairs are done correctly.
  • OEM parts are used: Original Equipment Manufacturer (OEM) parts are often required by leasing companies to maintain the integrity of the vehicle. Using non-OEM parts can lead to penalties or void certain protections in your lease.
  • Resale value is preserved: Certified repairs help maintain the vehicle’s resale value, benefiting the leasing company and ensuring you don’t get charged for diminished value.

 

At Elmer’s Auto Body, we are certified by several vehicle manufacturers, ensuring that your leased vehicle is repaired according to the highest standards, using the right parts and techniques.

 

Should You Use Insurance for Lease Repairs?

If your leased vehicle is damaged in an accident, your auto insurance may cover the repairs. However, whether or not you should file a claim depends on the extent of the damage and your deductible. For minor repairs, it may be more cost-effective to pay out of pocket than risk an increase in your insurance premiums.

 

Here’s when you should consider using insurance:

 

  • Significant damage: If the cost of repairs is greater than your deductible, filing an insurance claim may be the best option.
  • Accidents involving another party: If the damage is caused by another driver, you may be able to use their insurance to cover the repairs.
  • Comprehensive or collision coverage: If the damage is covered under your comprehensive or collision coverage, filing a claim could help offset costs.

 

However, for small repairs like minor scratches or scuffs, you might be better off paying out of pocket to avoid higher premiums. Consult with your insurance provider to understand your coverage options.

 

Don’t Wait Until the End of Your Lease

One common mistake is waiting until the end of the lease term to address repairs. The sooner you get the damage fixed, the better. Waiting can lead to more extensive damage (such as rust forming on scratched surfaces) and higher repair costs. Moreover, some leasing companies might require immediate repairs if the damage compromises the vehicle’s safety or performance.

 

Regularly inspect your leased vehicle for damage and address issues promptly. This proactive approach can prevent additional wear and keep repair costs manageable.

 

Contact an Auto Body Repair Shop in New Jersey Today

Handling auto body repairs on a leased vehicle doesn’t have to be a stressful process. By working with certified professionals, you can ensure that your car is restored to its original condition and avoid costly penalties from your leasing company.

 

At Elmer’s Auto Body, we specialize in high-quality auto body repairs for leased vehicles in South Jersey. Our experienced, certified technicians use manufacturer-approved equipment and OEM parts to ensure your car looks and performs like new. We work with all major insurance companies and can guide you through the repair process.

 

If your leased vehicle needs repairs, don’t wait—contact one of our three South Jersey locations today to schedule an appointment. We’ll help you return your vehicle in excellent condition, free from any damage-related fees.

The Risks of DIY Auto Body Repairs: When to Call in the Pros in Medford, New Jersey

When you are handy with tools and have some knowledge of car repair and maintenance, you may think that DIY auto body repairs will be easy. With countless online tutorials and the availability of repair kits, it’s tempting to tackle minor dents and scratches on your own. However, while DIY repairs might seem cost-effective, they come with significant risks that can lead to further damage and increased costs. Knowing when to call on an auto body repair shop in Medford, New Jersey can save you time, money, and potential headaches.

 

Let’s first take a look at some of the risks involved with DIY auto body repair.

 

Key Takeaways

 

  • DIY repairs often result in mismatched paint and uneven surfaces, while professionals ensure a seamless, high-quality finish that maintains your vehicle’s value.
  • Any attempt to repair something yourself may worsen existing issues or cause new damage. Professionals are skilled in avoiding further complications and handling repairs correctly.
  • DIY repairs can be time-consuming and frustrating. Professionals offer efficient service and quick turnaround, reducing disruption.
  • Warranties may be voided should you repair anything yourself.

 

Quality of Repairs

One of the biggest risks of DIY auto body repairs is achieving a quality finish. Auto body professionals use specialized equipment and techniques to ensure a seamless repair. DIY methods, on the other hand, often result in mismatched paint, uneven surfaces, or visible imperfections. Poorly executed repairs not only diminish your vehicle’s appearance but can also affect its resale value. Professionals at Elmer’s Auto Body in Medford, NJ, have the knowledge and tools, like paintless dent repair, to deliver a flawless finish that blends perfectly with your car’s original paint.

 

May Cause Additional Damage

Inexperienced DIY repair attempts can lead to unintended damage. Incorrect use of tools or improper techniques can exacerbate the problem, resulting in more extensive damage that requires professional intervention. For instance, attempting to fix a dent without the proper knowledge might lead to more significant issues with the vehicle’s structure or paint. Professional auto body technicians are trained to handle a wide range of issues without causing further damage, ensuring that repairs are done right the first time.

 

Risk to Safety

Auto body repairs often involve critical safety components, such as bumper alignment and structural repairs. DIY repairs may not address these components correctly, potentially compromising your vehicle’s safety. Issues like improper alignment or incomplete repairs can affect the vehicle’s handling and crashworthiness, putting you and your passengers at risk.

 

Additionally, doing such DIY repairs by yourself has an inherent risk of injury, especially if you are not completely familiar with what has to be fixed. A professional, on the other hand, will know the techniques and tolls and will have thoroughly checked every component to ensure that your vehicle is ready for the road.

 

Time and Effort

DIY repairs can be time-consuming and labor-intensive, especially if you lack experience. What might seem like a straightforward fix can turn into a lengthy project, leading to frustration and potential errors. Professional auto body shops, like Elmer’s Auto Body in Medford, NJ, offer efficient services and quick turnaround times, allowing you to get back on the road with minimal disruption to your schedule.

 

Warranty and Insurance Problems

Many DIY repairs may void any existing warranties or insurance coverage you have on your vehicle. If a DIY repair goes wrong, it could lead to complications with insurance claims or warranty claims. Professional repair shops are familiar with warranty and insurance requirements and can provide documentation and repairs that maintain your coverage.

 

Long-Term Costs

While DIY repairs might save you money upfront, they can lead to higher long-term costs if the repair is not done correctly. Incomplete or poor-quality repairs may result in additional problems, requiring further repairs or even complete panel replacements. Investing in professional services ensures that repairs are done correctly and can prevent more costly issues in the future.

 

When to Call in the Professional Auto Repair Technicians in NJ

If you encounter any of the following scenarios, it’s best to call on the pros:

 

  • Complex Repairs: For significant damage that goes beyond minor dings or scratches, such as major dents, structural issues, or extensive paintwork. These types of repairs often require specialized tools, techniques, and expertise that DIY methods cannot reliably provide.
  • Safety Concerns: If the repair involves critical safety features or structural components of your vehicle, such as airbags, bumpers, or crumple zones. Incorrect repairs in these areas can compromise your vehicle’s safety and performance.
  • Quality Assurance: When you desire a high-quality finish and long-lasting results. If you want to ensure that your vehicle looks as good as new and that the repair work will hold up over time, professional auto body shops can provide a level of finish and detail that is difficult to achieve with DIY methods.

 

Contact an Auto Body Repair Shop in Medford, NJ Today

While DIY auto body repairs might seem like a cost-effective solution, the risks often outweigh the benefits. From ensuring quality and safety to avoiding potential additional costs, professional auto body repair services are a worthwhile investment. At Elmer’s Auto Body in Medford, NJ, we provide superior-quality repairs with a commitment to quality and customer satisfaction. Contact us today to schedule an appointment and let our experienced technicians handle your auto body needs, ensuring your vehicle is restored to its best condition.

 

The Hidden Costs of Ignoring Small Dents and Scratches in Sewell, New Jersey

It is easy to dismiss a minor dent or ding on your car as simple cosmetic damage. You may not think it is significant enough to worry about repair scratches and dents. However, ignoring small dents and scratches can lead to much bigger problems over time. In Sewell, New Jersey, drivers face unique weather conditions and road environments that can exacerbate these seemingly minor issues. Let’s take a look at some of the hidden costs of ignoring those small dents and scratches on your vehicle.

 

Key Takeaways

 

  • Small dents and scratches may result from parking lot accidents, shopping carts, hailstorms, falling debris, and other minor collisions.
  • Ignoring small dents and scratches can lead to rust and corrosion due to exposure to environmental elements, weakening your car’s structure and leading to expensive repairs.
  • Cosmetic damage decreases your car’s resale value as it may suggest poor maintenance, making prompt repairs crucial for maintaining its market value.
  • Minor damage can escalate over time, leading to more significant issues such as extensive repairs or repainting if not addressed early.

 

What Can Cause a Small Dent or Ding?

There are several everyday situations that may cause small dents or dings on your vehicle, as well as minor accidents. Here is a look at some common causes:

 

  • Parking Lot Accidents: Doors from neighboring cars can swing open and hit your vehicle, causing dents.
  • Shopping Carts: Rogue carts in parking lots can easily roll into cars, leaving dents or scratches behind.
  • Hailstorms: In areas like Sewell, sudden hailstorms can cause small dents across the roof, hood, and trunk.
  • Falling Debris: Objects like tree branches or tools from nearby construction sites can fall and dent your vehicle.
  • Bumping Into Objects: Light impacts with poles, curbs, or garage walls can leave dents, especially in tight spaces.

Rust and Corrosion

Small dents and scratches expose your vehicle’s metal to environmental elements like rain, snow, and road salt. In places like Sewell, where winters are harsh and roads are often salted, this exposure accelerates the oxidation process, leading to rust. Once rust sets in, it can spread quickly and eat away at your car’s metal, compromising its structural integrity. Rust weakens the body, making your car more vulnerable to further damage, and if left untreated, the rust can spread to vital components like the frame or undercarriage. Repairing rusted areas is much more time-consuming and expensive than simply addressing the initial dent or scratch before the problem escalates.

 

Decreased Resale Value

Cosmetic damage can significantly reduce your car’s resale value, even if the mechanical aspects are in perfect shape. Prospective buyers often see visible dents and scratches as a sign that the vehicle hasn’t been properly maintained. This perception can lower their confidence in the car’s overall condition, leading them to offer less or move on to a better-kept option. By promptly fixing minor dents and scratches, you help maintain your car’s aesthetic appeal and show that it has been well cared for. In a competitive used-car market, a vehicle with fewer visible imperfections is more likely to command a higher price.

 

Damage Spread

Ignoring a small dent or scratch can lead to more extensive damage. Over time, constant exposure to the elements and road debris can exacerbate the initial damage, causing the paint to crack and chip away further. This deterioration leaves larger areas of your car’s metal unprotected, inviting rust and more significant structural damage. What starts as a minor fix could soon require a full panel replacement or repainting, which is far more costly. Addressing the damage when it’s small can save you both time and money, as minor repairs are often quick and inexpensive compared to extensive bodywork.

 

Insurance Premiums

Filing a claim for a minor dent may seem like a simple solution, but multiple claims can lead to increased insurance premiums. Over time, the cost of higher premiums may far exceed the expense of repairing small dents and scratches out-of-pocket. Additionally, filing too many claims for minor issues could negatively affect your claims history, making it harder to get coverage or increasing your rates with your insurer. By addressing small issues early and avoiding the need for multiple claims, you can keep your premiums stable and save money in the long run.

 

Safety Concerns

A seemingly minor dent can sometimes mask more serious underlying damage, especially if it occurs in critical areas such as near the bumper, door, or fender. These dents could indicate damage to the vehicle’s frame or safety components, such as crumple zones or airbags, which are designed to protect you in a collision. Ignoring these issues puts you at risk because you may not realize the full extent of the damage until it’s too late. Getting small dents inspected by a professional ensures that your car remains safe, and any hidden structural damage is identified and repaired before it compromises your safety.

 

Looking for a Dent Repair Service in South Jersey?

There is no question that even minor dents and scratches can lead to larger problems further down the road. That is why it is important to get such cosmetic damage repaired before it can spread. The team at Elmer’s Auto Body in Sewell, New Jersey, is here to help you maintain your vehicle’s appearance and integrity. Whether it’s a small scratch or a larger dent, addressing the issue early can save you from more significant problems and costs in the future. Contact us today for a free estimate and keep your vehicle in top condition.

Where to go in Collingswood to Fix a Dented Ford Bumper?

A dented bumper can be more than just an eyesore—it can also compromise your vehicle’s safety and resale value. You don’t want to drive around with a dented bumper, especially when you think about aesthetics. If you live in Collingswood and your Ford has suffered a bumper dent, it’s important to address the issue promptly. Let’s discuss how bumper dents occur, why they should be repaired quickly, and why Elmer’s Auto Body is the best place in Collingswood to fix your Ford’s dented bumper.

 

Key Takeaways

 

  • Bumpers are designed to absorb impacts, but dents can weaken their structural integrity, potentially reducing protection in future collisions.
  • Fixing a dented bumper promptly helps maintain your Ford’s resale value by preventing potential buyers from viewing the damage as a sign of neglect.
  • Unrepaired dents, especially those with cracked paint, can expose metal to moisture, leading to rust and corrosion over time.
  • Elmer’s Auto Body in Collingswood is a Ford-certified repair shop, offering specialized techniques like Paintless Dent Repair (PDR) and traditional dent repair to restore your bumper’s appearance and functionality.

 

How Do Dented Bumpers Happen?

Bumpers are designed to absorb impact during a collision, but they can still become dented in a variety of ways. Common causes of bumper dents include minor accidents like fender benders, collisions with objects such as poles or curbs, and even parking lot mishaps. In some cases, a dent might occur from something as simple as a shopping cart bumping into your parked car. Regardless of how the dent happens, it’s important to get it repaired as soon as possible.

 

Why Should Dented Bumpers Be Fixed Quickly?

Ignoring a dented bumper might seem tempting, especially if the damage appears to be purely cosmetic. However, there are several reasons why you should consider getting it repaired sooner rather than later:

 

  • Structural Integrity: A dented bumper may have hidden damage that affects the structural integrity of your vehicle. In a future collision, a compromised bumper might not provide the same level of protection.
  • Resale Value: Visible dents can significantly reduce the resale value of your Ford. Potential buyers may see a dented bumper as a sign of neglect, leading them to question the overall condition of the vehicle.
  • Prevent Rust: If the dent has caused cracks or damage to the paint, it can expose the metal underneath to moisture, leading to rust and corrosion over time.
  • Aesthetic Appeal: A dented bumper detracts from the overall appearance of your car. Repairing it helps maintain your vehicle’s look and keeps it in top condition.

 

Where to Take a Ford with a Dented Bumper in Collingswood?

The best place to take your Ford with a dented bumper is to Elmer’s Auto Body. As a Ford-certified repair shop, Elmer’s Auto Body has the traiing, tools, and experience to restore your bumper to its original condition. The technicians at Elmer’s are trained specifically to work on Ford vehicles, ensuring that repairs meet the manufacturer’s standards. If you have a dented bumper, please contact our Collingswood location today to get your vehicle an appointment.

 

How is a Dented Bumper Repaired at Elmer’s Auto Body?

At Elmer’s Auto Body, we take great pride in our meticulous approach to repairing dented bumpers. Our goal is to restore your Ford’s bumper to its original condition, ensuring it not only looks flawless but also functions properly. Here’s a more detailed look at our repair process:

 

1. Assessment

The repair process begins with a thorough assessment by our skilled technicians. They start by evaluating the extent of the damage, considering factors such as the size and depth of the dent, the condition of the paint, and the possibility of underlying issues. This step is crucial because even a seemingly minor dent could have hidden damage beneath the surface. Our technicians use advanced diagnostic tools to inspect the bumper’s structural integrity, ensuring that all issues are identified before any work begins.

 

2. Paintless Dent Repair (PDR)

If the dent is minor and the paint remains intact, our technicians may opt for Paintless Dent Repair (PDR). This technique is highly effective for small to medium-sized dents that haven’t compromised the paintwork. PDR involves using specialized tools to carefully access the dent from behind the bumper. The technician then skillfully massages the dented area, gradually restoring the metal to its original shape. This method is particularly beneficial because it preserves the factory paint, maintains the bumper’s original finish, and is typically faster and more cost-effective than traditional repair methods.

 

3. Traditional Dent Repair

In cases where the dent is more severe or the paint has been damaged, traditional dent repair techniques are required. This process is more involved and ensures that the bumper is fully restored to its original condition. The repair begins with prepping the damaged area, which may include cleaning and sanding the surface to create a smooth base. Our technicians then apply a high-quality filler to the dent, carefully shaping it to match the contours of your bumper.

 

Once the filler has cured, the area is meticulously sanded to achieve a seamless finish.

Next, the repaired area is primed and painted. We use a sophisticated color-matching system that relies on your Ford’s factory specifications to ensure the new paint blends perfectly with the rest of the bumper. This attention to detail ensures that the repaired area is virtually indistinguishable from the original surface. After painting, a clear coat is applied to protect the new paint and provide a glossy, factory-like finish.

 

4. Final Inspection and Quality Control

Before your Ford is returned to you, it undergoes a rigorous final inspection. Our technicians carefully examine the repaired bumper to ensure that it meets both our high standards and those of the manufacturer. We check for color consistency, surface smoothness, and overall appearance. Additionally, we verify that the bumper’s structural integrity has been fully restored, ensuring that it provides the same level of protection as before the damage occurred.

 

Contact Elmer’s Auto Body in Collingswood Today

Don’t let a dented bumper detract from the safety and appearance of your Ford. Trust the experts at Elmer’s Auto Body in Collingswood to restore your vehicle to its original condition. With our certified technicians and commitment to quality, we guarantee a flawless repair that will leave your Ford looking and performing its best. Contact us today to schedule an appointment or to learn more about our services. Let Elmer’s Auto Body get you back on the road with confidence!

 

10 Reasons Your Car Shakes When You Brake

You expect a smooth stop when you apply pressure to the brake pedal while driving. If your vehicle’s brakes are in good condition and functioning properly, a smooth stop is exactly what should happen. So what does it mean when the car shakes when you brake? What could be the problem (or problems) that cause such a thing to occur? At Elmer’s Auto Body of South Jersey, we understand the importance of maintaining your vehicle’s safety and performance. Here are ten common reasons why your car might shake when you brake and what you can do about it.

 

Key Takeaways

 

  • The 10 reasons your car shakes when braking are: warped rotors, worn pads, unbalanced wheels, suspension issues, brake caliper problems, misaligned wheels, tire issues, brake fluid problems, wheel bearing wear, and uneven brake deposits.
  • These issues can be resolved by: replacing rotors and pads, balancing and aligning wheels, fixing suspension components, maintaining calipers, checking tire condition, replacing brake fluid, and cleaning or resurfacing brake pads and rotors.

 

Warped Brake Rotors

Warped brake rotors are a common cause of shaking when braking. Excessive heat from frequent or hard braking can cause the rotors to become uneven. This uneven surface disrupts the smooth contact between the brake pads and rotors, leading to vibrations. You can prevent this by scheduling regular brake maintenance and replacing worn or damaged rotors as soon as possible.

 

Worn Brake Pads

Worn or unevenly worn brake pads can also cause shaking during braking. As the pads wear down, they may fail to make consistent contact with the rotors, resulting in vibrations. Regularly checking and replacing brake pads according to the manufacturer’s recommendations helps ensure a smooth braking experience and prevents excessive wear.

 

Unbalanced Wheels

Unbalanced wheels are another factor that can cause shaking, particularly at higher speeds. Imbalances can stem from uneven tire wear or incorrect wheel alignment. Regular balancing and alignment of your wheels are essential to maintaining vehicle stability and preventing vibrations when braking.

 

Suspension Problems

Issues with your vehicle’s suspension system, such as worn shocks, struts, or bushings, can lead to instability and shaking during braking. A well-maintained suspension system ensures better handling and a smoother ride. A thorough inspection of the suspension can help identify and address any problems before they affect braking performance.

 

Brake Caliper Issues

A malfunctioning brake caliper can cause uneven braking and vibrations. The caliper’s role is to press the brake pads against the rotors, so any issues with its operation can lead to shaking. Regular checks of your brake system can help detect and resolve caliper issues before they impact braking efficiency.

 

Misaligned Wheels

Wheel misalignment can cause your vehicle to shake when braking, particularly if the misalignment is severe. Misaligned wheels affect handling and braking performance, leading to vibrations. Schedule routine alignment checks and adjustments are crucial to ensure that your wheels are properly aligned and to maintain smooth braking.

 

Tire Issues

Damaged tires, uneven wear, or improper inflation can contribute to shaking during braking. Tires in poor condition or not inflated to the recommended levels can disrupt the balance of the vehicle and cause vibrations. Focus on tire maintenance, including checking for damage, ensuring proper inflation, and rotating tires, can help prevent these issues.

Brake Fluid Problems

Low or contaminated brake fluid can affect the performance of your brakes and lead to vibrations. Brake fluid should be checked regularly and replaced as per your vehicle’s maintenance schedule to ensure proper brake function and to avoid issues that could cause shaking.

 

Wheel Bearing Wear

Worn or damaged wheel bearings can cause noticeable vibrations, especially when braking. Wheel bearings support the rotation of the wheels and contribute to vehicle stability. Inspection and timely replacement of worn bearings are essential to prevent shaking and maintain overall vehicle performance.

 

Uneven Brake Pad Deposits

Uneven deposits of brake pad material on the rotors can lead to vibrations when braking. This issue may arise from improper bedding of new pads or excessive heat during braking. Professional cleaning or resurfacing of the brake pads and rotors can address this problem and restore smooth braking.

 

What to Do About Car Shakes When Braking

Experiencing shaking or vibrations when braking can indicate several potential issues with your vehicle, which need prompt attention to ensure safety and performance. Start by scheduling a professional inspection to diagnose the problem, whether it involves brake pads, rotors, suspension, or tires. Worn or uneven brake pads, warped rotors, unbalanced wheels, or suspension issues are common culprits that can lead to shaking during braking.

 

Addressing these issues involves several steps: replace or resurface brake pads and rotors, balance and align wheels, inspect and repair suspension components, and check for tire damage. Additionally, ensure proper brake fluid levels and quality, and replace worn wheel bearings if necessary. Regular maintenance and timely repairs can prevent these problems and ensure a smoother, safer driving experience.

 

Contact an Auto Body Repair Shop in South Jersey Today

Experiencing shaking when braking is not only uncomfortable but can also signal serious issues with your vehicle. By understanding the potential causes and addressing them promptly, you can ensure a safer and smoother driving experience. Sometimes shaking brakes can be repaired by a mechanic at a regular shop, but if you notice this after a collision, please contact a collision repair specialist like Elmer’s Auto Body instead. Our skilled technicians are ready to diagnose and repair any issues to keep your vehicle in top condition. Schedule an appointment today and drive with confidence.

 

What to Do When the Insurance Estimate is Lower Than the Body Repair Shop Estimate in Mt. Ephraim, NJ

When you get into an auto collision, you want the peace of mind knowing that your insurance is going to help you pay for the necessary repairs. You are already going through enough stress, so it doesn’t help when the insurance estimate for repairs is lower than the estimate from your preferred auto body shop. At Elmer’s Auto Body in Mt. Ephraim, NJ, we understand the frustration this situation can cause, and we’re here to help you navigate the process. Let’s explain how auto body repair estimates work, why the repair shop’s estimate might be higher than the insurance estimate, and what to do if the insurance check doesn’t cover the full cost of repairs.

 

Key Takeaways

 

  • Auto body repair estimates can differ, with insurance estimates often being lower due to reliance on visible damage and standardized costs.
  • Repair shop estimates may be higher because they include hidden damage, OEM parts, and advanced technology required for modern vehicles.
  • If the insurance check is less than the repair estimate, contact your insurer, request a reinspection, and be ready to negotiate or cover the difference.
  • Elmer’s Auto Body in Mt. Ephraim, NJ, specializes in working with insurance companies to ensure your vehicle is repaired correctly and to high standards.
  • Contact Elmer’s Auto Body for expert guidance and quality repairs if you’re facing an insurance estimate that’s lower than the repair cost.

 

How Do Auto Body Repair Estimates Work?

Auto body repair estimates are detailed assessments of the cost to repair your vehicle after it has been damaged. These estimates are typically prepared by either the insurance company or the auto body repair shop.

 

Insurance Estimate

After an accident, your insurance company may send an adjuster to inspect the damage to your vehicle. The adjuster will assess the visible damage and provide an estimate of the cost to repair it. This estimate is often based on standardized repair costs and may not account for hidden damage or the specific requirements of your vehicle.

 

Repair Shop Estimate

When you take your vehicle to an auto body repair shop, the technicians will conduct a thorough inspection of the damage. Their estimate may include additional costs for things like OEM (original equipment manufacturer) parts, labor, and any hidden damage that the insurance adjuster might have missed. This estimate is often more accurate and reflects the true cost of returning your vehicle to its pre-accident condition.

 

Why Might the Repair Shop’s Estimate Be Higher Than the Insurance Estimate?

There are several reasons why the repair shop’s estimate might be higher than the one provided by your insurance company:

 

  • Hidden Damage: Insurance adjusters often provide estimates based on visible damage. However, once your vehicle is taken apart for repairs, additional hidden damage may be discovered. The repair shop’s estimate will likely include these additional costs.
  • OEM Parts: Repair shops may recommend using OEM parts to ensure the highest quality repair. However, insurance companies sometimes base their estimates on the use of cheaper aftermarket or refurbished parts, which can result in a lower estimate.
  • Labor Costs: The cost of labor can vary significantly between repair shops and regions. Repair shops may have higher labor rates than what the insurance company used in their estimate.
  • Advanced Technology: Modern vehicles often require specialized tools and equipment for repairs, especially if they have advanced safety systems. These costs might not be fully accounted for in the insurance estimate.

 

What to Do if the Insurance Check is Less Than the Auto Body Repairs

In the event that the insurance check you receive is less than the repairs done by the auto body shop, there are some steps you can take to right the situation. Let’s take a look:

 

  1. Contact Your Insurance Company: Start by reaching out to your insurance company to discuss the discrepancy. Provide them with the repair shop’s detailed estimate and explain any additional damage or costs that were identified. Sometimes, the insurance company will adjust their estimate after reviewing this information.
  2. Request a Reinspection: If your insurance company refuses to adjust the estimate, you can request a reinspection. This involves having an insurance adjuster come to the repair shop to review the damage with the shop’s technicians. This can help ensure that all necessary repairs are included in the estimate.
  3. Negotiate: Be prepared to negotiate with your insurance company. You have the right to advocate for the repairs your vehicle needs. In some cases, you may need to involve a third-party appraiser or even take legal action if you cannot reach an agreement.
  4. Out-of-Pocket Costs: If the insurance company still refuses to cover the full cost of repairs, you may need to pay the difference out of pocket. While this is not ideal, it may be necessary to ensure your vehicle is properly repaired using high-quality parts and materials.
  5. Consider Your Options: If you’re not satisfied with the outcome, you may have options such as filing a complaint with your state’s insurance department or consulting with an attorney who specializes in insurance disputes.

Contact Elmer’s Auto Body in South Jersey to Learn More

At Elmer’s Auto Body in Mt. Ephraim, NJ, we’re committed to providing our customers with the highest quality repairs and customer service. If you’re facing a situation where the insurance estimate is lower than the repair shop’s estimate, don’t hesitate to reach out to us. Our experienced team can help guide you through the process, work with your insurance company, and ensure that your vehicle is repaired to the highest standards. Contact Elmer’s Auto Body today to schedule an appointment or to learn more about our services. Let us help you get back on the road with confidence!